NPC and the National Alliance of Healthcare Purchaser Coalitions collaborated on an Action Brief, “Better Value, Smarter Deductibles in HSA-HDHPs: Improving Health, Equity & Engagement,” which highlights key steps that employers can take to enhance their benefit design approach to support better out-of-pocket spending, reduce costs, and improve employee engagement, while also considering health equity concerns:
- Examine how your HDHP design affects employee health.
- Expand pre-deductible coverage to include high-value care and prescription drugs.
- Be intentional about health equity strategies.
- Educate and motivate employees to use high-value pre-deductible healthcare.